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• About Us  • View Testimonials  • Construction Programs  • Construction rates  • Comparing Options  - Loan offers from different    banks  -Construction cost estimates  -Building new or remodeling    VS buying an existing home  -Being my own contractor   VS using a general contractor  - Get Answers  • Educational Resources  - ABC's of Construction    Financing  - Stick-Frame Home    Information  - Log/Timber-Frame Home    Information  - Modular Home    Information  - Lending Dictionary  - Construction Dictionary  • Bank  - Refer a customer for a    construction loan  - Learn more about    construction loans  - Receive consultation on setting    up our own construction    loan program(s)  - Get added to the Construction     Advisors network of lenders  - Get Answers  • Contact US   What Is an Owner Builder? When you act as an owner builder you are the general contractor for the construction of your home. You will manage the site, manager the sub-contractors, get all bids, make all payments, make all final decisions and some will even do some work themselves. This puts you in the driver's seat for your home. There will be no one to blame but yourself if things do not go right. Some people will be afraid of this thought where others will view it as the least amount of "hands in the pot" the better. Whatever your view may be there is no one that can argue that when done right, the owner builder option will save you TONS of money. Does this mean that we encourage this option? The answer is no. We just admit to the same truths that everyone else will. If you choose to be an owner builder then you can rest assured that Construction Advisors will certainly assist you in building your home the right way. Is Being an Owner Builder Right for Me? Can I Get Help Along the Way? Are There Resources To Make It Easier? Does It Make Getting a Loan Harder? Is Being an Owner Builder Right for Me? Anyone can consider being an owner builder. It is important to remember that it will take time, good organizational skills, good management skills, a little help and a lot of patience. The choice to be an owner builder can only be made by you. You can obviously save a lot of money. Can I Get Help Along the Way? Many people who consider being an owner builder ask this important question. The answer is a resounding yes. You can get help from your lender, friends who have experience, the sub-contractors you hire, from books, from the internet and many other resources. It is best to leave no "stone unturned" when considering where you can get help from. You may be surprised as to the amount of help available for anyone who wants to be an owner builder. Are There Resources To Make It Easier? There are plenty of resources available to make building a home easier. Books, the internet, other experienced people, your lender, and city officials are all some examples of very common resources. The most important area of construction is budgeting and planning. Being properly prepared is the key to completing a smooth construction project. Fortunately there are excellent tools available for this as well. Construction Advisors understands how helpful this can be, and provides a cost estimating program that will work for you. The most helpful resource that you can have is an experienced lender. Your lender should have intimate knowledge of every facet of construction since they are very concerned about the investment that they are making. If you have a construction lender that you can communicate well with then you are miles ahead of the game. Does It Make Getting a Loan Harder? Financing is hard for most owner builders. There are very few lenders who finance construction to begin with and even less will work with owner builder projects. Then when you finally find one that will do it you find problems with their lack of flexibility. Construction Advisors is regarded by some as the best solution for owner builder projects for its uncommon blend of excellent service, flexible lending options and common sense approval approach. There are other things that make finding the right lender a difficult task. Many owner builders do not recognize the importance of flexible draw systems. There is also the concern of service. You will need answers. You will need help. You will need care and attention. Feel free to contact one of our representatives to get a list of questions to ask if you need to weigh out your options. Experience the Construction Advisors difference today —Contact Us to get started!

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