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• About Us  • View Testimonials  • Construction Programs  • Construction rates  • Comparing Options  - Loan offers from different    banks  -Construction cost estimates  -Building new or remodeling    VS buying an existing home  -Being my own contractor   VS using a general contractor  - Get Answers  • Educational Resources  - ABC's of Construction    Financing  - Stick-Frame Home    Information  - Log/Timber-Frame Home    Information  - Modular Home    Information  - Lending Dictionary  - Construction Dictionary  • Bank  - Refer a customer for a    construction loan  - Learn more about    construction loans  - Receive consultation on setting    up our own construction    loan program(s)  - Get added to the Construction     Advisors network of lenders  - Get Answers  • Contact US   I Want to Build ... Where Do I Start? Many people decide to build and just don't know where to start and end up buying a home that they are "ok" with just because no one could help them get answers. Construction Advisors has compiled seven main categories that comprise the construction process. We have tried to supply just enough detail to help you understand each facet of the process without being to overwhelming. Should you feel like you need more information please do not hesitate to contact us. Get Approved for Financing Pick a House Plan Pick a Log/Timber-Frame Dealer or Manufacturer What You Should Know About Picking Land Who Is Going To Build My Home? How to Budget Building Phases Mortgage Converts to Permanent Loan Get Approved for Financing A borrower who wants to obtain construction financing must get qualified for financing before any planning begins. The smart folks are always prepared. Planning a home, picking builders, getting bids, budgeting, etc. doesn't make any sense if you have no money to pay for it all. Many folks are under the misconception that good, great or perfect credit combined with good income and other things will make them a sure lock for construction financing and that simply is not true. The one thing that no one can guarantee is the collateral that the lender wants will be finished and in a market that makes it worth investing on. No matter how "attractive" the borrower seems they can be turned down or may find that obtaining the terms that they really want are a lot harder than expected. A lender can also be an excellent resource for answers to many questions or problems that can arise along the way. Remember, a good construction lender knows how to make problems easier as they are experienced in the construction process. The lender can also have resources for the planning and budgeting stage to expedite it without fear that you may not be "getting the best deal." It also makes sense to be aware of the lender's policy on draw schedules, if builder approval is required, if they lend on the housing type you are interested in, if they lend in the location you are building in, etc. We don't want to bore you with the overwhelming number of questions that have to be addressed so we will move on to other things. Pick a House Plan Picking your house plan can be the most exciting experience you will have during the home building process. The important thing is to work with someone who can help you find what you are looking for in a home. Too many people think that because they "know what they want" that they can do it on there own. Over time these people tend to give up on the dream of building a home when they realize the complications there are in actually applying costs and dealing with code, location or zoning issues. You can always start by looking up information on your own or talking with people who have "been there and done that" but we highly recommend that you seek professional help at some point. Construction Advisors has resources to help you find an existing "stock plan" or the ability to put you in touch with an agency to create your own custom plan. Pick a Log/Timber-Frame Dealer or Manufacturer Building a log home requires you to choose a log home company, or producer, who will supply your log "package" or "kit." That is, unless you are cutting your own trees and have your own sawmill. With over 300 log home companies out there, it can be a dizzying and time-consuming process when trying to make the right choice for your own home. Go to any log home show or browse a log home magazine and you'll be bombarded with information and advertisements from companies who all claim to be the best. We'll try to help you through this process. We'll explain how to evaluate a company and determine which factors are important — and which are not so important. Comparing Log Home Manufacturers How to Find Manufacturers Comparing Costs Quality & Service Log Manufacturer Interview Form Who Is Going To Build My Home? Choosing what person or company that will be responsible for contracting your construction project is the most important decision you must make. There are quite a few options that you will have to choose from. First you must decide how much you may want to be involved. Will you be better contracting the job as an owner builder to save money and ensure job site management first hand or will you have a contractor oversee your construction site? To help you simplify who you will choose to build your home we have listed the 3 most common choices: General Contractor Site (Project) Manager Subcontractor Owner Builder (Do-It-Yourself) Experience the Construction Advisors difference today —Contact Us to get started!

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